> For the complete documentation index, see [llms.txt](https://docs.opentrade.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.opentrade.io/stablecoin-staking-vaults/how-it-works/fees.md).

# Fees

## Fees

The total fees charged for the product is 1.10% per annum. This is translated into a Daily Fee and deducted from the exchange rate each day, such that fees are accrued off-chain and not explicitly paid by Lenders.

The breakdown is as follows

<table><thead><tr><th width="190">Term</th><th>Definition</th><th>Payable By / To</th><th>Amount</th></tr></thead><tbody><tr><td>Advisor Fee</td><td>A fee charged by the Advisor (AWR) to cover the costs of advising OpenTrade SPC in buying / selling and managing the portfolio of Loan Collateral.</td><td><ul><li>Payable by the Borrower</li><li>Paid to the Advisor</li></ul></td><td>0.60% per annum</td></tr><tr><td>Platform Fee</td><td>A fee charged by the Platform Provider (Open Trade Technology Ltd) to cover the costs of developing and maintaining the OpenTrade Platform and related expenses.</td><td><ul><li>Payable by the Borrower</li><li>Paid to the Platform Provider</li></ul></td><td>0.50% per annum</td></tr></tbody></table>


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.opentrade.io/stablecoin-staking-vaults/how-it-works/fees.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.