➕Prime+ Vault
Let clients who seek to earn attractive yield on their balances while maintaining the flexibility to access their funds at any time.
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Let clients who seek to earn attractive yield on their balances while maintaining the flexibility to access their funds at any time.
The investment strategy aims to deliver the fixed rate while maintaining sufficient liquidity to meet deposits and withdrawals at all times, and to generate excess return through active asset–liability management (ALM).
The strategy will be deliberately conservative, with the majority of assets allocated to highly liquid instruments such as money market funds. As balance behavior becomes better understood and stable client deposits are established, OpenTrade may progressively allocate a portion of the portfolio to slightly longer-duration or higher-yielding credit instruments, within the approved set of eligible collateral.
This phased approach allows the strategy to prioritize liquidity and capital stability initially, while progressively building a more optimized portfolio that supports the vault’s fixed-rate structure.
Vault Name
Prime+ Vault
Token Symbol
XPPV
Base Currency
USDC
Loan Term (number of days)
Open-ended
Interest Accrual
Interest begins accruing immediately and compounds daily.
Investments
Invest anytime, vault tokens minted immediately
Withdrawals
Request anytime; T+0/1 if made before the cut-off time of 18:00 GMT, up to a maximum of T+2
Legal Structure
Leverages the same institutional grade legal framework, bankruptcy remote structure, and regulated service providers and counter-parties as our other OpenTrade Treasury Management & Yield Product.
Fidelity Institutional Liquidity USD Fund
AAA
N/A
BlackRock iShares 1-3 Year Treasury Bond ETF (SHY)
AA
N/A
BlackRock iShares iBonds Dec Investment Grade Corporate ETF (IBDW)
Min BBB- (IG)
N/A
BlackRock iShares 0-5 Year High Yield Corporate Bond ETF (SHYG)
~B-BB
N/A
Janus Henderson BBB CLO ETF (JBBB)
BBB
N/A
Commercial Paper
Minimum BBB- (IG)
N/A
Private Credit Instruments
Minimum BBB- (IG)
N/A
Corporate Loans / Loan Participations
Minimum BBB- (IG)
N/A
Asset-backed or Structured Credit Instruments
Minimum BBB- (IG)
N/A
Portfolio Manager
Five Sigma Finance
Asset Issuer(s)
Fidelity, BlackRock (iShares), Janus Henderson, TradeFlow Capital, Commercial Paper issuers including, but not limited to John Deere, Hyundai, and more
Broker(s)
Barclays, DMBL
Asset Custodian(s)
Wilmington Trust
Cash Management and Transaction Bank(s)
Wilmington Trust, DMBL, JP Morgan Transfer Agency
Transfer Agent(s)
JP Morgan Transfer Agency
Stablecoin Custodian(s)
Circle, Anchorage, Sygnum
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