# WisdomTree Private Credit & Alternative Income Vault

## Summary 

This opportunity provides investors access to yield generated The WisdomTree Private Credit and Alternative Income Digital fund that seeks to track the price and performance of the Gapstow Private Credit and Alternative Income Index.

<table><thead><tr><th width="255">Vault</th><th width="475">Details</th></tr></thead><tbody><tr><td><strong>Vault Name</strong></td><td>WisdomTree Private Credit &#x26; Alternative Income Vault</td></tr><tr><td><strong>Token Symbol</strong></td><td>xCRDYX</td></tr><tr><td><strong>Eligible Collateral</strong></td><td>WisdomTree Private Credit and Alternative Income Digital Fund (<a href="https://www.wisdomtreeprime.com/digital-funds/equity-fixed-income-funds/crdyx-crdt/">CRDYX</a>)</td></tr><tr><td><strong>Stablecoins Accepted</strong></td><td>USDC</td></tr><tr><td><strong>Networks Supported</strong></td><td>Plume</td></tr><tr><td><strong>Investments</strong></td><td>Anytime, <a href="/pages/1nzMqIa759KDemHLsYxo">vault tokens</a> minted immediately </td></tr><tr><td><strong>Withdrawals</strong> </td><td>Anytime, repaid T+2 </td></tr><tr><td><strong>Minimum Investment</strong></td><td>100 USDC</td></tr><tr><td><strong>Term / Lockup</strong></td><td>None</td></tr><tr><td><strong>Fees</strong></td><td>50 bps per annum, deducted from the gross yield generated on the underlying collateral</td></tr><tr><td><strong>Interest Accrual</strong></td><td>Pegged to the total return of the underlying fund via the Collateral Rate. </td></tr><tr><td><strong>Indicative Interest Rate</strong></td><td>Set based on the trailling 30 day annualised return of the underlying fund.</td></tr><tr><td><strong>Exchange Rate Method</strong></td><td>Reference price set by Investment Advisor each business day at 9.30am GMT based on the value of the underlying collateral at closing for the prior business day. </td></tr><tr><td><strong>Legal Structure</strong></td><td>Leverages the same institutional grade <a href="/pages/J1YoOSiNKMAp0dqYi2XB">legal framework</a>, <a href="/pages/KgScQz6Jp7sYQgnGWnoH">bankruptcy remote structure</a>, and <a href="/pages/Y51u8U3BRzWpu81v5Jyo">regulated service providers and counter-parties</a> as our other OpenTrade Treasury Management &#x26; Yield Products </td></tr></tbody></table>


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